Scott & Parr Insurance Partners

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Frequently Asked Questions

We understand that auto insurance can be confusing, so we’ve compiled answers to the most common questions. Whether you’re curious about coverage options or how rates are determined, you’ll find the information you need right here. Explore our FAQs to learn more.
Comprehensive coverage protects your vehicle against non-collision events such as theft, vandalism, natural disasters, and damage from falling objects. It offers peace of mind for unexpected incidents beyond accidents.
Collision coverage isn’t mandatory by law, but it’s essential if you want protection for your vehicle in case of an accident, especially if you’re at fault. It covers the cost of repairs or replacement, saving you from large out-of-pocket expenses.
Liability insurance covers damages you cause to others, including property and medical costs. Full coverage typically includes liability, comprehensive, and collision, ensuring your vehicle is protected from both at-fault accidents and other damages.
This protection covers your expenses if you’re in an accident caused by a driver who has little or no insurance. It ensures that medical bills and vehicle repairs are covered, even if the other party cannot pay.
Depending on your policy, rental car reimbursement may be included or added as an option. This coverage ensures that if your car is being repaired after an accident, you won’t be stranded without transportation.
Insurance rates are based on factors like your driving record, age, vehicle type, and location. We work with you to find the best possible rate for your specific situation while ensuring comprehensive coverage.

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844-460-1605

Find Us At:

101 Lila Ln Athens, TX 75751

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[email protected]